Alaali, Hasan. “DFAS-AAP: AI Accountability Protocol in Financial Modelling: A Multi-Layered Governance Protocol for Explainable and Auditable Financial AI”. Accounting, Management, Business and Economic Research International Journal (AMBER-I), vol. 1, no. 2, Oct. 2026, pp. 149-68, https://publikasi.polije.ac.id/amberi/article/view/7539.