“Impact of Digitalization of Financial Recording and Financial Literacy on The Effectiveness ff Financial Management of Msmes In Pasuruan Regency” (2026) Accounting, Management, Business and Economic Research International Journal (AMBER-I), 1(2), pp. 169–175. Available at: https://publikasi.polije.ac.id/amberi/article/view/7182 (Accessed: 8 November 2026).